AI drafts the demand letter. A licensed lawyer serves it and, if needed, takes it to court.
Our AI handles the paperwork. Our lawyers handle the court. You just answer a few questions.
Answer a few questions about who owes you and how much. Upload invoices or contracts — our AI reads them and skips the questions it already knows the answers to.
Average interview: 7 minutesIn under 10 minutes, our AI creates a court-ready Letter of Demand on Pandas LP letterhead — citing the correct Nigerian legal provisions. You preview it before paying.
Free watermarked previewA Pandas LP lawyer reviews the letter and serves it on the debtor — not an email bot. Escalating follow-up notices go out at Day 3 and Day 7 automatically. If the debtor ignores all three, that same lawyer files your claim in court.
Day 0 → Day 3 → Day 7 → CourtThe interview is run by an AI trained on Nigerian legal procedure, debt recovery case law, and the exact questions a senior partner asks in a first consultation — minus the billable hours.
The interview follows the same intake logic a senior litigator uses — debtor identity, relationship to the debt, contract terms, payment history, evidence quality, limitation period. Every time, in the right sequence, nothing skipped.
Structured IntakeIf your dates don't add up, it flags it. If your only evidence is a verbal promise, it tells you that's a weak case and explains why. It asks follow-up questions until your case is tight enough to put in front of a court.
Case AnalysisA client typing in short, angry fragments is probably at their limit. Someone who writes "I don't know if this will work" needs reassurance before they need information. The AI detects these signals and adjusts — calmer when you're stressed, more direct when you're ready to move.
Tone & Mood DetectionThe system is built on the Limitation Law of Lagos State, CAMA 2020, the Small Claims Court Civil Procedure Rules, and Nigerian digital evidence standards — not generic templates. It knows which court to file in, what threshold requires what evidence, and what the debtor's defences are likely to be.
Nigerian LawWhat the AI is doing
Debt recovery is our flagship — here's what else is live and what's coming.
No forms. No jargon. Just answer questions in plain English — our AI handles the legal translation. Upload a document and it reads it so you don't have to explain it.
Demand letters on firm letterhead, drafted in minutes. Every document cites the correct Nigerian statute.
Day 0, Day 3, Day 7 — escalating pressure on the debtor, zero effort from you.
Know exactly what you'll pay before you start. No retainers, no surprise bills.
AI drafts, humans review. Licensed practitioners file and appear in court on your behalf.
Enter the amount you're owed and see an instant breakdown — no surprises.
Court filing fees apply only if your case escalates beyond the demand letter stage. The exact amount is quoted inside your dashboard before you pay — based on your claim amount and court jurisdiction.
| Pandas LP | Traditional Lawyer | Do It Yourself | |
|---|---|---|---|
| Time to start | 10 minutes | 2–4 weeks | Weeks of research |
| Legal expertise | ✓ AI + lawyers | ✓ Lawyers only | ✗ None |
| Automated follow-up | ✓ Day 0, 3, 7 | Manual | You chase them |
| Court filing | ✓ Handled by us | ✓ Handled | ✗ Figure it out |
| Available | ✓ 24 / 7 | Office hours | When you can |
Yes. Pandas LP is a registered business with the Nigerian Corporate Affairs Commission (CAC BN 9646741). Our AI agents draft your documents; our licensed lawyers review, serve, and file them.
Most clients complete the AI interview and receive a draft demand letter in under 10 minutes. From there, you'll review, pay, and Pandas LP serves the letter within 24 business hours.
Not at all. Our AI agent asks you plain-English questions about who owes you, how much, and why. You answer in your own words. The AI handles the legal language.